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When it comes to car break-ins specifically, most renters insurance policies do not include direct coverage for stolen vehicles. However, some policies may offer limited compensation for personal items stolen from within a vehicle while parked in the rental unit. This means that if a renter's car is broken into and personal belongings are taken from inside the car, they may be able to file a claim with their renters insurance provider.

• Another type of damage that may be covered is windshield chips or cracks. Hailstones can easily shatter glass, leading to expensive repairs. Comprehensive coverage typically includes windshield replacement or repair under its umbrella of protections.

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